UA2P Summits


Universal Access to Payments (UA2P) is a not-for-profit initiative that has financial inclusion at it’s core. It is a small action oriented group, gathering thought leaders from up to 30 organisations from around the globe to work on solutions that help providing access to payments for all, and making sure that nobody gets left behind.


Access to payments for all,
ensuring universal access to
payments for everyone so
that nobody gets left behind.

What we do

We support the development
of well-informed payments
transition strategies

Who we are

A nonprofit umbrella organisation
of senior influencers, drawn from
the payments and cash
communities, who share a
common passion

When we started

Our group was created in
2020 and meets annually

About Us

Graeme Donald

Graeme is an experienced leader, qualified banker and payments professional with a wide knowledge of UK and international payments

Gerry Gaetz

Gerry is a former CEO of Payments Canada and Former Chief Cashier of the Bank of Canada

David Hensley

David is Co founder of Enryo and an Independent member of the UK Access to cash pane

Rick Haycock

As the founder of CSI and Currency Research, Rick has developed a deep knowledge and understanding of the currency industry

Our Misson

Bringing together senior leaders from the digital and analogue payments landscape to build a creative hub for international collaboration

The UA2P Index will be providing a framework to understand where a country is on its journey from a cash heavy economy to a digital one.

Updated annually, and reported to all participants using data will be drawn from existing and new data sources

Taking place three years after the Access to Cash report was launched in the UK, this summit is the logical progression to Universal Access to Payments, an opportunity to reflect on international progress and widen the debate on how to ensure we collectively deliver one of societies shared challenges

The Summits

The summits recognise the rapidly changing methods of making and receiving payments and the changing nature of the payments market more generally.
The evolution and expansion of FinTec has led to changes in the way that consumers and business bank and make and receive payments. This has driven an acceleration of the adoption of digital payments, digital currencies and a move away from analogue options such as cash.
The global pandemic has driven further changes to consumer and business behaviours that may become the new norm.
A strategic approach to this transition is needed to ensure universal access to payments and to ensure that the most disadvantaged elements of society don’t get left behind.

Partners & Sponsors

For more information on our work please contact